Assistance Listing 10.405

Farm Labor Housing Loans and Grants

Rural Housing Service · Department of Agriculture

The verdict for a small nonprofit

Worth applying, even as a first-time applicant. 67% of awards go to organizations new to this program, and nonprofits win 86% of them.

Based on 12 new awards in FY2022–25. Organizations under $1M in revenue won 40% of the awards that went to nonprofits. The median award is $3,042,437.

First-time winners
67%
of new awards, last 3 FYs
Nonprofit share
86%
0% higher ed · 10% gov't
Under-$1M orgs
40%
of nonprofit awards
Median award
$3.0M
$3.0M – $3.0M middle half
New awards, FY2025
3
$3.0M committed to them

Open right now under this program

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Who won in FY2025

Largest recipients by dollars. From USAspending.

RecipientTypeStateAwardsAwarded
Housing Authority of City of WenatcheeNonprofitWA4$4,252,500
Oikos Development CorpNonprofitMO3$8,750,000
Genesis Housing ServicesNonprofitWA2$5,627,063
Wealth Watchers INC.NonprofitFL2$5,076,261
Indian River County Housing AuthorityGovernmentFL2$2,500,000
Housing Authority of City of Belle GNonprofitFL1$8,000,000
Omaha Tribal Housing AuthorityNonprofitNE1$3,225,083
Chelsea Investment CorporationBusinessCA1$3,000,000
Southwest Georgia United Empowerment Zone, INC.NonprofitGA1$2,932,183
The Agricultural and Labor Program, IncorporatedNonprofitFL1$1,989,365

New awards by fiscal year

Awards first made in each fiscal year; dollars are the total committed to that year's new awards over their life.

FYNew awardsCommittedMedianMiddle half
20211$1.6M$1.6M$1.6M – $1.6M
202216$35M$2.7M$1.9M – $3.4M
20249$11M$1.2M$1.0M – $1.3M
20253$3.0M$3.0M$3.0M – $3.0M

Common questions

How hard is it to win a grant under 10.405?

Worth applying, even as a first-time applicant. 67% of awards go to organizations new to this program, and nonprofits win 86% of them. Based on 12 new awards in FY2022–25. Organizations under $1M in revenue won 40% of the awards that went to nonprofits. The median award is $3,042,437.

How much does Farm Labor Housing Loans and Grants award?

In FY2025 the median new award was $3.0M; the middle half ran from $3.0M to $3.0M. 3 new awards were made, with $3.0M committed to them.

When does 10.405 usually post?

Posting history is irregular; watch this page for the next round.

Who runs this program?

Department of Agriculture (Rural Housing Service). Assistance Listing 10.405 on SAM.gov describes the authorizing statute and standard terms.

Sources: USAspending FY2021–25 award archive (2026-10-06); Grants.gov Search2 (fetched 2026-10-28); IRS EO BMF (fetched 2026-10-28). Award counts are new awards by fiscal year of first action. Shares are computed from award counts, not dollars; the under-$1M share covers the 56% of nonprofit awards that matched an IRS revenue record. Recipient type comes from the award record's business-type codes. Always confirm details in the official announcement.

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